Drafted for review — not yet approved by a lawyer. This is a complete working draft describing what BagFellow actually does, written so a qualified adviser can review and adapt it rather than start from a blank page. Every [HIGHLIGHTED FIELD] must be completed. Parts of this document raise questions only a lawyer should answer, and it has not been reviewed by one. Do not publish as-is.

Privacy Policy

Draft · 29 August 2026 · not in force

1. Who we are

BagFellow is operated by BAGFELLOW LTD, a company registered in England and Wales under company number 17458509, with its registered office at Dept 7075, 196 High Road, Wood Green, London, N22 8HH, United Kingdom ("BagFellow", "we", "us"). We are the data controller for the personal data described here.

For anything in this policy, write to support@bagfellow.com.

2. What we collect, and why we are allowed to

We do not collect card numbers. Payments are handled by our payment providers, and card details never reach our systems.

We do not use face recognition, facial comparison or any biometric matching. Identity is checked by a person looking at the document you upload. Some platforms in this market do use face scanning; we do not, and we will tell you before that ever changes.

Your bank and wallet details are encrypted before they are stored, are never shown back to you after you save them beyond the last four digits, and are readable only by the small number of people who send payouts. Nobody at BagFellow will ever ask you for them by email or message.

3. Who can see your data

4. Who we share it with

We share data with these kinds of service providers, and only what each needs:

We do not sell your personal data, and we do not share it for advertising.

5. How your data is held

Your data is kept securely in our database. Because BagFellow connects people in different countries, data will necessarily be transferred across borders to complete a deal.

Backups are taken daily and kept for seven days, with a monthly copy kept for twelve months. Once written, a backup cannot be altered or deleted for fourteen days. So when you ask us to delete something, it goes from the live service straight away, and a copy may remain inside a backup until that backup expires — up to twelve months. We do not restore a backup in order to recover data someone asked us to delete.

6. Cookies, and what we store on your device

We do not use cookies. No advertising cookies, no tracking pixels, and no third-party analytics that follow you from site to site. Nothing we run builds a profile of you across the web.

A few things are stored in your own browser, on your own device. They are not cookies, they are never sent to us, and none of them identifies you:

You can clear all of it at any time by clearing site data in your browser. Nothing breaks; the site simply forgets your language, your theme, and that you were signed in.

One thing runs for security. When you sign in, a bot-protection check from Cloudflare runs to tell a person apart from an automated script. It is necessary to stop accounts being attacked, so it runs without asking. We have not enabled the setting that would let it store a clearance value on your device, and it is not used to track you or to build a profile of you.

If we ever add something optional that stores anything on your device — analytics, advertising, an embedded video, or a payment provider's own tracking — we will ask you before it runs, and you will be able to refuse it and still use BagFellow.

7. How long we keep it

Closing your account cannot remove records we are required by law to keep.

8. Your rights

You can ask us for a copy of your data, to correct it, to delete it, to restrict or object to how we use it, or to receive it in a portable form. Write to support@bagfellow.com and we will respond within one month — which we may extend by up to two further months for a complex request, telling you why within the first month.

If you are in the EU or UK you may also complain to your national supervisory authority. In the UK that is the Information Commissioner's Office, at ico.org.uk/make-a-complaint.

9. Security

Access to your data is enforced by the database itself rather than by application code, so a bug in a screen cannot expose rows you are not entitled to. Identity documents and dispute evidence are stored privately and served only through short-lived links. Nothing that moves money is writable by a user's own session.

No system is perfectly secure, and we do not claim otherwise. If you believe your account has been compromised, contact us immediately.

10. Children

BagFellow is not for anyone under 18. We do not knowingly collect data from children, and will delete such an account if we find one.

11. Changes

If we change this policy in a way that matters, we will tell you in the app or by email before it takes effect.